• 1. 
    Before investing any funds, it is strongly advised that there is approximately ______-_______ months living expenses in a liquid account.

  • 6-9 months
  • 3-6 months
  • 1-3 months
  • 2-3 months
  • 2. 
    A bond, often having tax advantages for individual investors, issued by a state or local government, typically uses the loan to pay for public works to benefit its citizens.

  • Index Fund
  • Commodity
  • Municipal Bond
  • Emergency Fund
  • 3. 
    Buying and Selling StocksRandy just bought 800 shares of stock in Facebook at $19.50 per share. A stock company that you have been working with charges $10 per transaction and you want to sell because the current rate for your shares skyrocketed and is at $34.50 per share. How much did Randy buy from Facebook?

  • 800∗$34.50=$27,600.00
  • 800∗$19.50=$15,600.00
  • $27,600−$15,600=$12,000.00
  • $12,000.00−$20.00=$11,980.00
  • 4. 
    The amount you earn as profit from your investment based on your deposited amount, usually expressed as a percentage

  • Penalty
  • Interest Rate
  • Emergency Fund
  • Index
  • 5. 
    The act of investing in a large variety of stocks, bonds and/or alternative investments, like gold or real estate, as a way to reduce your overall risk.

  • Dividends
  • Mutual Fund Investing
  • Portfolio
  • Diversification
  • 6. 
    The time period an investment is intended to last

  • Maturity Date
  • Term
  • Interest
  • Diversification
  • 7. 
    The chart used to show the value of a $1 through various investments and timeframes is called:

  • Skittles Chart
  • Venn Diagram
  • Investment/Inflation Chart
  • The Ibbotson Chart
  • 8. 
    True or False: An IRA or 401K can be invested in several different kinds of investments

  • True
  • False
  • 9. 
    A certificate issued by a bank to a person depositing money for a specified length of time.

  • Mutual Fund
  • Index
  • Bond
  • Certificate of Deposit (CD)
  • 10. 
    A payment made by a publicly traded corporation to its shareholders

  • Dividend
  • Index
  • Commodity
  • T-Note
  • 11. 
    The overall collection of investments held by a person.

  • Fund
  • Portfolio
  • Savings Account
  • Certificate of Deposit
  • 12. 
    A 529 is an investment vehicle that helps save for education for children. These accounts are generally invested in:

  • Bonds
  • Annuities
  • Mutual Funds
  • Single Stocks
  • 13. 
    An amount of money paid by a company regularly to it's shareholders

  • Profit
  • Bonds
  • Dividends
  • Cash back
  • 14. 
    A part into which a companies capital is divided, entitling the shareholder to a portion of the profits.

  • Dividend
  • Bond
  • Share
  • Stock
  • 15. 
    A raw material or primary agricultural product that can be bought and sold, such as copper or coffee

  • CD
  • Dividend
  • Commodity
  • Bond
  • 16. 
    A share of the value of a company, which can be bought, sold or traded as an investment and which gives the investor partial ownership of the company

  • CD
  • Mutual Fund
  • T-Note
  • Stock
  • 17. 
    A market where shares in corporations are bought and sold through an organized system.

  • Portfolio
  • Index
  • Stock Market
  • CD
  • 18. 
    A bond, generally considered to be a risk-free investment, issued by the U.S. Treasury, with a maturity of more than 10 years.

  • T-Note
  • Mutual Fund
  • Emergency Fund
  • CD
  • 19. 
    A mutual fund that invests in the stocks that are the basis of a well-known stock or bond index

  • T-Note
  • CD
  • Index Fund
  • Commodity
  • 20. 
    Semiannually means

  • Once a year
  • Every other year
  • Twice a year
  • Four times a year
  • 21. 
    A type of savings that signifies that you own a part of a corporation and a claim to their assets and earnings.

  • Stock
  • Share
  • Dividend
  • none is correct
  • 22. 
    Money set aside for unanticipated expenses or loss of income

  • Mutual Fund
  • T-Note
  • Index Fund
  • Emergency Fund
  • 23. 
    The two broad category of investment alternatives are

  • Shares and debentures
  • Bank and post office deposit
  • Financial assets & Real Assets
  • None of these
  • 24. 
    Inflation can be managed with the help of

  • Savings
  • Investment
  • Consumption
  • None of these
  • 25. 
    Albert Einstein refered it as 8th wonder.

  • Simple interest
  • Compound interest
  • Wall of china
  • Taj mahal
  • 26. 
    Gambling and investment are same thing.

  • False
  • True
  • Partly true
  • None of these
  • 27. 
    Money borrowed for a project where their price is a function of the law of supply and demand. People who buy these ______ are lending money for a project.

  • Share
  • Mutual funds
  • Bonds
  • Capital
  • 28. 
    A person starting with less monthly investment at early stage of life will create more wealth than a person starting high monthly investment late in life at same rate of interest.

  • True
  • False
  • Partly false
  • None
  • 29. 
    The cost of using other's fund is called

  • Discount
  • Interest
  • Rebate
  • None of these
  • 30. 
    Price paid at the purchase of bonds

  • Face Value
  • Selling Price
  • Cost Price
  • Bond Price
Report Question
warning
access_time
  Time